When you’re injured on the job, one of the first questions that comes to mind is, “Will I still get paid while recovering?” It’s a natural concern—after all, bills don’t stop just because you’re hurt. Let’s break down how workers’ compensation works in Ohio and what you can expect when it comes to receiving payments while you’re unable to work.
What Is Workers’ Compensation?
Workers’ compensation is a system designed to provide financial assistance to employees who are injured or become ill due to their job. In Ohio, workers’ compensation benefits can help cover medical expenses, lost wages, and rehabilitation costs. The idea behind it is simple: to support workers while they recover and get back on their feet without the burden of lost income weighing them down.
Do I Get Paid Immediately After My Injury?
Not exactly. In Ohio, there’s a waiting period before you start receiving payments. If your injury forces you to miss more than seven days of work, you’re eligible for workers’ compensation wage benefits. If you’re off work for 14 or more consecutive days, the Bureau of Workers’ Compensation (BWC) will retroactively pay you for the first seven days as well.
How Much Will I Get Paid?
Workers’ compensation generally covers a portion of your lost wages, but it won’t match your regular paycheck exactly. Here’s how it works in Ohio:
- For the first 12 weeks after your injury, you will typically receive 72% of your full weekly wage, which is based on your earnings prior to the injury.
- After 12 weeks, your compensation changes to 66 2/3% of your average weekly wage, calculated from your previous 52 weeks of earnings.
Keep in mind that there are maximum limits to how much you can receive, based on statewide averages, and some higher earners might see their benefits capped.
Can I Get Back Pay?
If your injury or illness causes you to miss more than 14 days of work, you can receive back pay for the first week of missed work. This back pay is typically included with your next scheduled compensation payment.
Are There Any Other Types of Benefits?
Yes! If your injury is more severe and prevents you from working for an extended period, you may be eligible for long-term benefits. There are different types of compensation depending on your recovery and ability to return to work:
- Temporary Total Disability (TTD) – This is for employees who can’t work for a temporary period due to their injury.
- Permanent Partial Disability (PPD) – If your injury leaves you with a lasting impairment but you can still work, you may be compensated for the partial loss of function.
- Permanent Total Disability (PTD) – This is for employees who are permanently unable to return to any form of work due to their injury.
What If My Claim Is Denied?
It’s not uncommon for workers’ compensation claims to be denied for various reasons, but that doesn’t mean it’s the end of the road. You have the right to appeal, and having a workers’ compensation attorney, like myself, can help guide you through the process. We’ll work together to gather the necessary evidence and build a strong case so you can receive the benefits you deserve.
Getting the Help You Need
Recovering from a workplace injury can be stressful enough without the added financial burden. Workers’ compensation is there to ease that pressure, but the process isn’t always simple. If you’re struggling with your claim or just have questions about your benefits, I’m here to help.
I’ve spent years advocating for injured workers throughout Columbus and beyond. I understand how important it is to receive the compensation you’re entitled to while you heal, and I’m committed to making sure the system works for you.
If you have questions or need assistance with your workers’ compensation claim, don’t hesitate to reach out. Your recovery is my top priority, and together, we can make sure you get the support you need.
